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INSURANCE & MEMBERSHIP

Honest answers about the money stuff.

We accept most PPO plans, offer financing through CareCredit and Cherry, and have an in-house membership plan if you don't have insurance. Whatever your situation, call us and we'll figure it out together.
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Delta Dental, Cigna, Aetna, MetLife, BCBS, and most other major PPOs. Not sure about yours? Call and Angela will check within minutes.
We accept most PPO plans
Payment plans through CareCredit & Cherry
If the cost of treatment is a hurdle, both options let you spread payments over time. We'll help you apply right in the office.
Our own membership plan, starting at $299
No insurance? We built this plan specifically so that going without coverage doesn't mean going without care.

Straightforward, from day one.

DENTAL INSURANCE

We accept most PPO dental plans. Before your first appointment, our office manager Angela verifies your coverage so you come in knowing what to expect — not finding out afterward. We file claims for you, and if your insurance pays something different than estimated, we'll explain it clearly instead of just sending a bill.

If you're ever unsure what a treatment will cost, ask before we start. That's not a strange question — it's a reasonable one, and we're happy to answer it.

Delta Dental

Blue Cross Blue Shield

Cigna

Aetna

United Healthcare

Humana

Metlife

Most Major PPOs

United Concordia

Have a plan you're not sure about? Call us at 
(512) 345-1140 and Angela will help look it up— usually in just a few minutes, without putting you on hold.

How it actually works when you come in.

WHAT TO EXPECT

Before you arrive
We pull your benefits ahead of time. If anything stands out, like a coverage gap, a waiting period, something that might affect your treatment plan, we'll mention it before your appointment, not after.

The day of your visit
We collect your estimated co-pay at the time of your appointment. For anything more involved, we go through the numbers with you first so you can decide how you'd like to proceed.

After we file your claim
We submit to your insurance directly. Once they respond, we apply what they pay and send you a statement for any remaining balance, with a plain-English explanation of how we got there.

What if you're out-of-network?
We're in-network with a wide range of plans, but if yours is out-of-network, it's worth a conversation. In many cases we can still work with it. Call us first and we'll tell you what to expect.

For patients who don't have — or don't love — their insurance.

IN-HOUSE MEMEBERHIP PLAN

We started our in-house membership plan because we kept meeting patients who were skipping care because they didn't have coverage. It's a simple annual fee that covers your preventive visits and takes a meaningful amount off anything additional. No waiting periods, no annual maximums, no insurance company in the middle telling us what you do or don't need.

INDIVIDUAL

Two cleanings, your exams, your X-rays — the whole foundation.
$399
/ year
  • Comprehensive annual exam

  • Emergency exams as needed

  • Full set of X-rays (plus additional as needed)

  • 2 professional cleanings per year

  • 2 fluoride treatments per year

  • Discounts on additional treatments

Basic Plan

INDIVIDUAL - ENHANCED

Gum Care Plan

Built for patients who need more frequent visits to stay healthy.
$699
/ year
  • Comprehensive annual exam

  • Emergency exams as needed

  • Full set of X-rays (plus additional as needed)

  • 4 professional cleanings per year

  • Discounts on scaling & root planing

  • Discounts on additional treatments

Child & Dual Plan

FAMILY PRICING

Same coverage, priced for kids and for two adults together.
$299
$749
/ year (children under 16)
/ year (for 2 adults)
  • Same comprehensive coverage as the Basic Plan

  • No waiting periods for any plan

  • No deductibles, no claim forms

  • Discounts on additional treatments

When you need to spread out the cost.

FINANCING OPTIONS

If you've been putting something off because of the cost, you're not alone — and you don't have to figure it out by yourself. We can talk through what's most pressing, spread the rest out through CareCredit or Cherry, or find some combination that actually works for your budget.

How do I find out if you take my plan?

Call us at (512) 345-1140. Angela can pull up your plan while you're on the phone — it usually takes a few minutes. If you'd rather, bring your insurance card to your first appointment and we'll verify everything before you're seen.

Will I know what something costs before you do it?

Always. We put together a written estimate before starting any treatment. It shows what we're expecting your insurance to cover and what your portion would be. If the numbers change after insurance processes the claim, we explain why — not just send you a bill and hope for the best.

My FSA is expiring — can I use it here?

Yes. We take FSA and HSA cards for anything dental related. If you've got funds to use before year-end, call us — we can often get you scheduled in time and make sure the treatment you have done qualifies.

What if I genuinely can't afford the treatment I need?

Talk to us. We're not going to pretend every situation has an easy answer, but we'll always tell you honestly what's urgent, what can wait, and what your options are. We'd rather help you prioritize than watch you leave with nothing done because the total felt overwhelming.

Insurance & billing FAQs.

COMMON QUESTIONS

I've used up my annual maximum. Now what?

Annual maximums typically reset on January 1st, though some plans use your enrollment anniversary instead. If you've hit yours, we can look at timing your treatment to straddle two benefit years — or talk through CareCredit or Cherry for whatever needs to happen sooner.

Does the membership plan help with things like crowns or fillings?
 
Yes, members get a discount off our standard fees for any treatment beyond the included preventive care. The discount amount varies by procedure. When you call to enroll, ask us what it looks like for whatever you're expecting to need.

I'm between jobs and don't have coverage right now.

Our membership plan was made for exactly this situation. There's no waiting period — you enroll and you're covered from day one. It's a clean way to keep up with your care while you're in transition without paying full price out of pocket.

What if I want to cancel my membership mid-year?
 
Call us and we'll sort it out. Our membership policies are meant to be simple, not sticky. We're not going to fight you on it.

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